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Helping others

Helping others

Published in Blog - Blog
Written by Edwin Dando 
Recently we have committed to a micro-lending programme to help people in areas of the world that suffer with poverty. Kiva is an incredible scheme. It allows ordinary people anywhere in the world to make small loans to people that don’t have access to traditional banking systems. This enables them to work their way out of poverty.

They borrow some money, invest it into a business (buying a breeding goat, buying stock for a small shop etc). They re-pay the loan with profit made from their venture and off they go forward into a self-sustaining future. We then re-lend that money to another worthy contender.

We recently lent money to Rosemarie Siplao in the Philippines. Rosemarie is 43 years old and married with 6 children. She works hard to provide for her family. She runs a general store in the Philippines and requested a 25,000 PHP loan to purchase items to sell like oil, groceries, etc. in her sari-sari (variety) store. Rosemarie has borrowed and repaid 6 loans before this loan. She has been running the general store for 20 years and also earns an income from farming and tricycle transport.


Rosemarie aspires to save enough money so she can afford to send her children to college and to expand her business. We think Rosemarie is a decent, genuine person who deserves a helping hand so we lent her some money.


Good luck Rosemarie - we are right behind you. 


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Clarus is a values-driven IT consulting firm committed existing in harmony with our social and physical environment. We value being able to control your own destiny, which is why we make microloans to people who really need some help and are less fortunate than us via Kiva. It is a hand up, rather than a hand out and these loans change lives.
Yanapiri Group - Bolivia

The loan will increase her working capital (purchase fruit), which she will sell at her stall. This form of work allows her to generate resources to support her family, as she is married with two children.
Angelica - Bolivia

Angelica lives in Chimoré, 160 kilometers from Cochabamba. She walks about selling food wherever there are many people gathered and is now considered among diners to be one of the best.
Adjoa Amoasi - Ghana

Adjoa has been selling cosmetics at Kokoado in Elmina for eight years. She is a widow and has five children and is responsible for paying her children's school fees. She hopes to use the new profits from her business to create a store for her cosmetics so that she can educate her children to the college level.  Adjoa's loan will be used to buy more cosmetics.
Tujikaze Plus… - The Democratic Republic of the Congo

Lucie, age 49, sells clothing in Lubumbashi. With this loan she has purchased a roll of fabric to make school uniforms to sell. Her business generates a profit of $400 per month. Her ambition is to someday open a drugstore in her area. She is married and the mother of five children - all of them attend school.